Credit cards are the cards that financial institutions issue. The credit card provides a customer with a pre-set limit, i.e., the customer can pay for his purchases without paying cash or giving a cheque. But the credit limit is set by the institution only depending on the customer’s credit score and monthly income.

Bajaj is a finance company that is in collaboration with RBL Bank. Bajaj Finserv offers its customer several types of credit cards. One can use a credit card for paying bills, buying home appliances, shopping, etc. And you can get this card instantly.

Advantages of having a credit card

Having a credit card is so beneficial you can use it for paying for anything and anywhere you want. Here are some of the benefits of credit cards explained below:

Get emergency loan

Bajaj Finserv provides the customer with a personal loan for 90 days with a nominal credit card interest rate of 1.16% per month without any processing fee.

Cash withdrawal

One can easily withdraw cash from ATM without any charges, making it affordable for customers to use credit cards. You need not pay any interest for up to 50 days on your withdrawal, and you can fulfill your emergency cash needs effortlessly.

Immediate consent

To get approved for a credit card, you can easily apply for it. You need to submit an online application for a credit card, and you can get immediate consent. Bajaj Finserv has simple eligibility criteria and requires basic documents for applying for a credit card.

Rewards

Bajaj Finserv credit card also offers you various rewards on your pays. They offer a welcome bonus for new customers. One can use these points to pay EMI. Also, they can use it for discounts, gift vouchers, movie tickets, etc.

Excellent security

Bajaj Finserv provides its customers with excellent security to save them from cybercrimes. They provide a feature of zero-fraud liability cover and in-hand security that saves the customer from cybercrime threats.

Pay using points

One can use the rewards to do the payment, and he can pay for anything using points. One can also pay for down payment using the super card reward points, and he should have minimum reward points of 5000 to avail of the benefit.

How to apply?

For applying for a BajajFinserv credit card, one should require basic documents. You can avail of a credit card follow the steps below:

Step 1- You need to visit the BajajFinserv official website.

Step 2- Enter your contact information and other personal details for applying for a credit card.

Step 3- You can browse for the best credit cards, compare the features and go for the best.

Step 4- Now, select the best card that will suit your needs.

Step 5- Submit all the required documents that are asked in the form, and you can easily apply for that.

Step 6- Submit your application form, and you can enjoy instant credit approval.

Conclusion

From the above article, one can understand what a credit card is, the benefits of having a credit card, and how one can apply for a Bajaj Finserv credit card online.